Plus Four Finance

MAKE ONE DAY TODAY

Morgan invites you to turn ‘one day’ into ‘today’ with exclusive finance offers.

You could be embarking on the ultimate Morgan adventure in your new Plus Four sooner than you think.

It couldn’t be simpler, explore our finance packages and enter your details into the form at the bottom of this page. A member of our team will then contact you to discuss how Morgan Motor Finance could work for you.

This page details Advance Payment Plan (APP) and Personal Contract Purchase (PCP) examples. Other Finance packages are available, including Hire Purchase and used car finance. Please contact your Morgan Dealer using the form below for further information.

PCP EXAMPLE OFFER – BASE SPECIFICATION

The following is a Personal Contract Purchase (PCP) example for the base specification Plus Four, before options and accessories are added. Adding optional features and accessories Customer Deposit, the Monthly Payment and the Optional Final Payment.

Description Price- Plus Four Manual Price – Plus Four Automatic
On the Road Price £78,360 £77,509.62
Customer Deposit £16,497.53 £16,916.19
Deposit % 21.05% 21.82%
Amount of Credit £61,862.09 £60,593.43
Monthly Payment £899 £789
Optional Final Payment (incl. £10 OTP fee) £45,748 £48,514
Total Amount Payable by Customer £93,710.53 £93,045.19
Duration of Contract 36 36
Rate of Interest (Fixed) 9.89% 9.89%
APR 9.9% 9.9%
Annual Mileage 5,000 5,000
Excess Mileage Charge 29p per mile 29p per mile
Option to Purchase Fee £10 £10

TERMS AND CONDITIONS

**Offer available on Morgan Plus Four ordered between 01/04/26 and 30/06/26 and registered by 30/09/26. 36 month term. Examples shown for Plus Four Manual require £16,497.53 Customer Deposit and £45,748 Optional Final Payment and and for Plus Four Automatic the Customer Deposit required is £16,916.19 and the Optional Final Payment is £48,514.

Finance example shown is a Morgan Plus Four before options are added. The addition of options will increase the Customer Deposit, the Monthly Payment and the Optional Final payment. Further finance examples are shown on this page.

With Morgan Motor Finance Personal Contract Purchase, you may return the vehicle instead of making the final payment. It must be in good condition and you will be charged 29p per mile for exceeding 5,000 miles per year in these examples.

Subject to status. Guarantees may be required. T&Cs apply. Participating retailers only. Morgan Motor Finance, SL1 0RW. Our retailer will usually receive a fixed percentage commission for introducing customers to Morgan Finance

APP EXAMPLE OFFER – BASE SPECIFICATION

The following is a Advance Payment Plan (APP) example for the base specification Morgan Plus Four, before options and accessories are added. Adding optional features and accessories will increase the Customer Deposit and the Optional Final Payment.

Description Plus Four Manual Plus Four Auto
On the Road Price £78,359.62 £77,509.62
Customer Deposit £46,299.17 £43,306.89
Deposit % 50.00% 50.00%
Amount of Credit £39,179.81 £38,754.81
Monthly Payment £0 £0
Optional Final Payment (incl. £10 OTP fee) £36,215 £38,216
Total Amount Payable by Customer £81,920.89 £81,143.30
Duration of Contract 12 12
Rate of Interest (Fixed) 9.87% 9.87%
APR 9.9% 9.9%
Annual Mileage 5,000 5,000
Excess Mileage Charge 29p per mile 29p per mile
Option to Purchase Fee £0 £0

TERMS AND CONDITIONS

**Offer available on Morgan Plus Four ordered between 01/04/26 and 30/06/26 and registered by 30/09/26. 12 month term. Examples shown for Plus Four Manual require £46,299.17 Customer Deposit and £36,215 Optional Final Payment and and for Plus Four Automatic, the deposit required is £43,306.89 and the Optional Final Payment is £38,216.

Finance example shown is a Morgan Plus Four before options are added. The addition of options will increase the Customer Deposit and the Optional Final Payment. Further finance examples are shown on this page.

With Morgan Motor Finance Advance Purchase Plan, you may return the vehicle instead of making the final payment. It must be in good condition and you will be charged 26p (Manual)/ 29p (Automatic) per mile for exceeding 5,000 miles per year in these examples.

Subject to status. Guarantees may be required. T&Cs apply. Participating retailers only. Morgan Motor Finance, SL1 0RW. Our retailer will usually receive a fixed percentage commission for introducing customers to Morgan Finance

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YOUR DETAILS

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ENGINE & TRANSMISSION

The latest BMW 2.0 litre engine provides ample power for a car weighing just over 1,000kg. This engine is coupled to either a six-speed manual or eight-speed automatic transmission.

SENNHEISER AUDIO

Sennheiser’s revolutionary sound system utilises advanced software and invisible speakers to offer an unprecedented audio experience, creating the illusion of a sound stage in front of occupants.

NATURAL MATERIALS 

Natural materials are celebrated throughout the cockpit of Plus Four. From ash wood in a range of different finishes, exquisite marquetry veneers, the finest leather and sustainable fabrics. 

mirrors

New interior rear-view mirror and wing mirrors are machined from aluminium, beautifully finished and robust in their construction. Designed by Morgan and exclusively manufactured for Plus Four. 

DYNAMIC HANDLING PACK

In addition to the AP Racing braking system, electronic stability control and double wishbone suspension, a new Dynamic Handling Pack is also available on Plus Four. This options features adjustable suspension and a rear anti-roll bar.   

ADAPTIVE SPORTS EXHAUST

A soundtrack to more spirited driving. The adaptive sports exhaust system is linked to driving mode and provides a greater level of audible experience. 

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Personal Contract Purchase (PCP) Explained

PERSONAL CONTRACT PURCHASE (PCP) EXPLAINED

Your chosen contract term and mileage will be used to calculate the Guaranteed Minimum Future Value (GMFV) of your vehicle at the end of your contract term and provide you with an Optional Final Payment amount. The GMFV determines that at the end of your agreement your vehicle will have a value at least  equal to the GMFV.

Your deposit amount is deducted from the price of your Morgan, you make regular payments based on the amount of credit plus the interest. The interest is calculated on the vehicle price less the deposit.

At the end At the end of the agreement, you just have to choose from one of the following options:

  1. Renew your Morgan – if you settle your existing finance agreement you are free to part exchange the vehicle for a new Morgan. Please note, any new finance agreements are subject to status.
  2. Retain your Morgan – to keep your current Morgan at the end of the agreement, you only need pay the optional final payment.
  3. Return your Morgan – you can return the vehicle and do not pay the Optional Final Payment. If the vehicle has exceeded the maximum agreed mileage a charge for excess mileage will apply. As long as the vehicle is in good condition and has not exceeded the maximum agreed mileage you will have nothing further to pay.

KEY FEATURES

  • Personal Contract Purchase (PCP) may be right for you if you would like to keep monthly payments as low as possible
  • With PCP, you can decide how much deposit to pay up front (subject to a minimum)
  • PCP gives you clear options at the end of the agreement, this gives flexibility
  • The Guaranteed Minimum Future Value (GMFV) is set for your vehicle as part of PCP, this protects you against any unexpected reduction in the used car market
  • PCP could allow you to drive a new Morgan after your agreement by entering a new PCP agreement on the latest model

Please note:

  • You will not own the vehicle until all of the payments and interest have been paid. After that, you will own the vehicle outright
  • You must have fully comprehensive insurance for the duration of the agreement
  • Credit is subject to status and is only available to UK residents aged 18 and over

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